Home Loans for Purchasing and Refinancing
Conventional, Jumbo, FHA, VA, USDA

Stephan Akin, President of Akin Mortgage, LLC, has spent over 20 years in the mortgage industry and has been listed as one of the top mortgage loan originators in the nation. In addition, Stephan has been selected multiple times by D Magazine as one of the 'Best of Dallas' in mortgage lending. Let Stephan's experience and creativity help you find your perfect mortgage.

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Current

Texas

Mortgage Rates

FHA Loans

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Last Updated: 6/10/2023

Conventional Loans

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Last Updated: 6/10/2023

VA Loans

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Last Updated: 6/10/2023

All mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with Stephan Akin to receive a personalized rate for your specific situation.

  • Highly recommend Akin Mortgage. Everyone on the team was knowledgeable, patient with all my questions, and very responsive. They earned my trust and confidence early on and delivered to the end. Julie Tipps - May 28, 2023
  • Steve has done few loans for me over the years and has always treated me right. He's knowledgeable, honest, and his staff as always worked to close on time. Thanks. Mel W - May 27, 2023
  • Stephan is fantastic - responsive, creative, and pays attention to detail. Great to work with, highly recommended! B. Perret - May 22, 2023
  • Stephan has been a huge asset to our family as we have navigated refinancing on multiple occasions over the years. Always provides accurate advice, even when the situation means no action. The process has always been smooth and we feel you can’t go wrong with Stephan. Justin Robinson - May 19, 2023
  • Steve has been my go-to lender for years. He’s done 3 mortgage loans for me, is knowledgeable, professional, and his team gets it done on-time and without issues. Mel - May 18, 2023
  • Steve has been my go-to lender for years. He’s done 3 mortgage loans for me, is knowledgeable, professional, and his team gets it done on-time and without issues. Mel - May 18, 2023

More from Zillow

Rating ∙ Reviews on Zillow

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Loan Type
Loan Purpose
Loan Program

Mortgage services provided by - Dallas Texas

Rating ∙ Reviews on Zillow

m/d/Y

Loan Type
Loan Purpose
Loan Program

Mortgage services provided by - Dallas Texas

Popular Dallas Home Loans Which loan is right for YOU?

First Time Homebuyers Dallas

FHA Home Loans Dallas Texas

FHA home loans are popular among Dallas first-time homebuyers due to low down payment and credit requirements.

FHA Loans
Conventional Home Loans Dallas

Conventional Home Loans Dallas Texas

A conventional(fixed-rate mortgage) is a popular type of home financing in Dallas because it offers predictability for your budget.

Conventional Loans
Jumbo Mortgages Dallas

Jumbo Mortgages Dallas Texas

Jumbo home loans are most appropriate for a segment of high-income earners who make between $250,000-$500,000 a year.

Jumbo Loans

Mortgage Calculators

Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.

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5%

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$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly PMI $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. View the FHA loan limits in your area.

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5%

1%

5%

$
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$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Up-Front MIP (1.75%)$0

Monthly Mortgage Insurance $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!

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$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

Amount Financed $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

Curious about refinancing your home in Dallas? Now may be the right time to start saving money every month!

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Refinancing could save you

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New monthly payment $

Refinance fees $

Lifetime Savings $

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

Not sure how much of a home you can afford? Enter your personalized information below to get a good ballpark figure of the type of home you can afford today!

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You can afford up to

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Monthly Payment $

Principal & Interest $

Tax $

Insurance $

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

Instant Home Valuation

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Stephan Akin

PO Box 601356
Dallas, Texas 75360
(214) 987-9999
NMLS# 231112
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